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We at Auto Traders understand that many have experienced financial challenges over the past few years, and in order to help you:

Our Special Finance Division helps customers – of all walks of life – who have encountered financial difficulties. Our goal is to get you approved for a car loan, and driving a vehicle that meets your needs as soon as possible. We will work with you every step of the way, because we understand that bad things happen to good people. We are more interested in your situation going forward than in your past – that’s why we don’t rely on credit scores to approve your loan. Auto Traders Credit specialists are experts at assessing your personal situation.

We truly want to help you to re-establish your credit – forever! Making payments on time towards your car loan is a great way to rebuild your credit and get back on the right track. Don’t let a bad credit situation keep you from getting into your new or pre-owned car today.

We will get you the best and lowest interest rate based on your credit!


No Credit or Bad Credit?

Get a 1st or 2nd Chance at Credit!

No credit? No problem! Are you in urgent need of a pre-owned vehicle but have experienced credit problems, or even lived through a bankruptcy? You may be afraid of being refused for a car loan. Rest assured that the vehicle financing department of Auto Traders offers a 100% car loan approval rate! We offer 1st chance at credit for those with no credit history, 2nd chance at credit for those who have had some issues with their credit in the past and 3rd chance at credit for those who have had extensive credit problems. If you find yourself in one of these situations, call us today and get approved for a car loan!

Rebuild your credit! We offer a guaranteed credit re-establishment program that will get you a car loan approval for a pre-owned vehicle and on your way to rebuilding your credit. After one year you may be able to re-finance your bad credit car loan with a more favorable
bad credit car financing solution or a regular car loan, each of which carries lower interest rates. contact our licensed vehicle financing specialists today. In the greatest discretion and with full confidentiality guaranteed, we listen to you and understand your needs.

Obtaining a car loan is quick and easy with Auto Traders. You can start the car loan approval process by calling us today and filling out our bad credit car loan request and a specialist in traditional vehicle financing or  bad credit car financing will analyze your request, and use the results to propose the solution and the pre-owned vehicle best suited to your present needs. If you prefer, feel free to use the quick form above or call us at 1-905-355-5558 to arrange a visit to our dealerships in Colborne to apply for a bad credit car loan in person.

Bankruptcy, late payments, divorce, no problem!

We can help you get a car loan approval even if any of the following situations apply to you:

  • declared bankruptcy
  • late payments
  • recently refused for credit
  • have never borrowed
  • have a bad credit rating
  • self-employed
  • divorced or separated
  • repossession

We will get you a car loan approval. Your credit history is just that…history!

See you soon at Auto Traders.